Lock it in.
Unlock your dreams.
Save for a trip, a vacation or something you've been wanting. MyVault keeps your money locked until the exact date and time you choose, so you actually reach your goal.
How MyVault works
Create a vault
Name your goal, set a target and pick the exact unlock date and time.
Lock money in
Deposit any amount, or turn on automatic deposits from your bank.
Watch it grow
A live countdown, progress bar and weekly streaks keep you motivated.
Unlock & celebrate
Save solo or with friends. When the timer hits zero, it's yours.
Everything you need to save with discipline
Built for real goals: the beach trip, the new laptop, the concert tickets.
Time-locked vaults
Pick an exact unlock date and time. Your money can't be withdrawn early, so impulse spending never wins.
Automatic deposits
Save on autopilot from your bank weekly, every 2 weeks or monthly. Pause or turn it off anytime.
Friendly reminders
A Monday nudge to deposit, a heads-up 3 days before auto-deposits, and an alert the moment you unlock.
Shared trip vaults
Invite friends to chip in toward one group vacation and see who's contributed what.
Gift a deposit
Share a gift link so family can add to your goal, no account needed. Perfect for birthdays.
Streaks & milestones
Weekly saving streaks and 25%, 50%, 75% badges keep you motivated all the way.
Your savings buddy, guarding every dollar
Vaulty cheers when you hit milestones, dozes off when you skip a week, and throws a party the moment your vault unlocks.
How it works
Create a vault
Name your goal, set a target and the unlock date.
Lock money in
Deposit any amount or set up automatic deposits.
Stay motivated
Countdowns, streaks, milestones and reminders.
Unlock & enjoy
When the timer hits zero, withdraw and celebrate.
Simple, honest pricing
No subscriptions and no hidden fees. You only pay a small fee when you deposit.
- ✓Unlimited vaults
- ✓Automatic bank deposits
- ✓Email reminders & unlock alerts
- ✓Shared vaults and gift links
- ✓Full refund of deposits to your original payment method on withdrawal (fee excluded)